You are such an ignorant fool. Start your own business but never treat it like a business, don't pay your taxes, wont't do any accounting, won't even file a goddam paper ever! God forbid you ever got an employee - too much work involved with that. So just pay some loser $100 a day, take it out of your account cash, and then what? You have to count that as income, you dunderhead! And then wah wah wah, so-and-so won't pay me on time - what about that hospital bill from a year ago you never paid? How many times has the phone been cut off? How many times a year does the electric company have to come to the house to collect? Ever heard of Karma? Grow up. You're 50. It's okay now.